Accelerate the growth of your business
Small Business Loans. Merchant Cash Advances. Payroll, HR, Employee Benefits. Websites & SEO.
500+
Specialist
Over 500 funding specialists to keep you going
15
Financing options
15 financing options and small business products
$2m
Funding up to
Unsecured funding up to $20,000,000
48h
Hours
Get funding in 48 hours
About Growth Rate Capital
At Growth Rate Capital, we understand that businesses thrive on access to fast, flexible funding. Our mission is to empower small business owners with quick, reliable, and hassle-free financing solutions so they can seize growth opportunities, manage cash flow, and invest in their future—without the delays and red tape of traditional lending.
What Sets Us Apart?
Our Business Financing Solutions
At Growth Rate Capital, we offer a range of financing solutions designed to help businesses stay ahead, expand operations, and manage cash flow efficiently. Whether you need quick funding, flexible repayment options, or specialized financial services, we have the right solution for you.
Small Business Loans:
Easier Than You Think
We know you don't have the time or energy to deal with endless bank-loan paperwork while also managing your business. Our simplified process skips excessive documentation — and possibly months of waiting for a decision.
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What's more, you can use your loans proceeds as you see fit: whether you own a restaurant opening a new location, or a construction company that needs to hire workers for a huge municipal contract. Our flexible loan amounts and terms offer options unique to your business demands.
Why Choose Small Business Loan?
A Small Business Loan in Action: Miguel's Electrical Services, Inc.
The Vision
Miguel has been operating a successful electrical firm in a small New England city for more than ten years. Now he's ready to act on a longtime vision of moving into the commercial marketplace.
How GRC Financial Helped
Miguel applied for and received a $150,000 loan. And since we gave him a ten-month payback schedule, there's a two-month cushion, just in case there's an overrun on the job.
The Opportunity
When a new luxury hotel near the sports arena requests bids for its electrical work, Miguel bids on the $500,000, eight-month job — and gets it.
The Result
Miguel and his team completed the job — and won two more commercial bids. Now we're helping him fund those, too!
The Challenge
The job will cost Miguel $250,000 in materials and payroll. The hotel is paying $100,000 up front, leaving him with a $150,000 gap to manage until the hotel makes its final $400,000 payment.
Growth Rate Capital VS Banks
Banks
Our Company
Approvals within hours
Funds the next day
Renewable source of funds
No Personal collateral or assets
Minimal paperwork
Empowering Businesses to Thrive
At Growth Rate Capital, we understand the critical role of cash flow in a small business’s success.
Merchant Cash Advance
We purchase a percentage of your future credit card sales and provide you an immediate cash advance.
Funding up to 125% of monthly credit card volume.
We collect a percentage of your future credit card settlements daily.
Commercial Cash Advance
We purchase a percentage of your future cash sales and provide you an immediate cash advance.​
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Funding up to 125% of monthly revenue available.
We debit your bank account each day for a small affordable amount.
Credit Card Processing
Over 80% of all point-of-sale purchases are made with credit or debit cards. Are you ready to cater to the masses? If you are in the business of doing more business, our merchant credit card processing services is what you need.​​
Lowest rates
No startup costs
First of all thank you for agreeing to become a working partner with us. Thank you for being patient with me and hanging in there. Your...perseverance,...style was very calm and professional...This, as well as your personal communication skills made for the final choice for the on-going consideration.
Max Y.
Contact
Have questions or need assistance? Get in touch with Growth Rate Capital’s team for expert support and tailored funding solutions. We're here to help your business grow!
512-200-3469